Terms of Service

Last updated: May 2026

1. Acceptance

By using AX Protocol you accept these terms. If you do not agree, do not use the platform.

2. Service description

AX Protocol is a yield and lending platform for digital assets. Users can deposit XRP and RLUSD to generate returns, and request loans using RLUSD as collateral.

3. Returns

Announced returns (3% APY earn, 8% APY loans) are estimates based on current conditions and may vary. We do not guarantee future returns.

4. Loans

When requesting a loan: you deposit RLUSD as collateral (75% LTV), receive RLUSD as a loan, pay 8% annual interest calculated daily, minimum period is 30 days, and in case of default the collateral is retained.

5. Custody

AX Protocol holds custody of deposited funds. We are not an exchange or a regulated banking entity.

6. Risks

Using digital assets carries risks. We are not responsible for losses arising from market volatility or technical failures.

7. Jurisdiction

These terms are governed by the laws of the European Union.

8. Contact

contact@asvexo.com